Monday, June 29, 2015

Randi Glazer ,insurance expert in specialty property and inland marine underwriting

Randi Glazer has underwritten for many years and is an expert in her field.  She started her own insurance consulting firm, RM Global Risk Management, LLC. and specializes in all different aspects of insurance.

She has a proven track record of effectively building profitable portfolios and programs in multiple industries and product lines for admitted and non-admitted businesses.   Randi Glazer has held executive management positions for over 10 years.  She is skilled at developing effective policies and programs and streamlining internal processes to enhance overall productivity.

She has a proven track record of effectively building profitable portfolios and programs in multiple industries and product lines for admitted and non-admitted businesses.   Randi Glazer has held executive management positions for over 10 years.  She is skilled at developing effective policies and programs and streamlining internal processes to enhance overall productivity.

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From her time as an Assistant Vice President, Randi Glazer contributed to the development of department’s Policy Forms and Endorsements.  and assisted in creating marketing brochures.   Randi was responsible for Trademarking “super-flex” for use on policies issued that was trade marking the corporate policy name.  Randi has also help construct business plans for retail and wholesale insurance brokerage firms.

She specializes in many different aspects of insurance such as surplus lines property, admitted property, non-admitted property, property package, excess property reinsurance, reinsurance programs and automatic facilities, specialty property risks and programs admitted and non-admitted inland marine risks and programs, E &S property, E &S inland marine.

Randi has also help construct business plans for retail and wholesale insurance brokerage firms. She specializes in many different aspects of insurance such as surplus lines property, admitted property, non-admitted property, property package, excess property reinsurance, reinsurance programs and automatic facilities, specialty property risks and programs admitted and non-admitted inland marine risks and programs, E &S property, E &S inland marine.

Randi has also help construct business plans for retail and wholesale insurance brokerage firms. She specializes in many different aspects of insurance such as surplus lines property, admitted property, non-admitted property, property package, excess property reinsurance, reinsurance programs and automatic facilities, specialty property risks and programs admitted and non-admitted inland marine risks and programs, E &S property, E &S inland marine.

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As a successful underwriter and insurance consultant specializing in all aspects of business insurance and reinsurance, Randi Glazer served as a reinsurance consultant on a direct property facultative Start-up Operations in the United States for a Lloyd’s Syndicate.   She played a key role in the success of Lloyd’s of London based business in the United States.

Randi now owns her own insurance consulting firm. She possesses in-depth knowledge of underwriting and marketing for insurance and reinsurance carriers with a proven track record of building profitable Portfolios and Programs across multiple industries and product lines for admitted and non-admitted classes of business.

Her consulting firm, RM Global Risk Management, LLC. provides consulting services to the insurance and reinsurance industry.  Randi has her own management style keeping herself accountable to her employees.

She strives to increase positive lines of communication between management and employees.  Randi feels that employees input should be heard and valued. Randi takes the approach to building trust from the bottom up with each of her employees. She also wants to give her team a voice and feels listening to their opinions helps her gain perspective.

About:  Randi Glazer is an experienced, trustworthy and reliable insurance consultant and underwriter specializing in the insurance and reinsurance fields.

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Randi Glazer : an effective leader

Randi Glazer is a former Vice President and an effective leader who has refined her management style to accommodate a diverse employee base.

randi-glazer-wine-tasting

Randi Glazer specializes in many different aspects of insurance such as surplus lines property, admitted property, non-admitted property, property package, excess property reinsurance, reinsurance programs and automatic facilities, specialty property risks and programs admitted and non-admitted inland marine risks and programs, E &S property, E &S inland marine, program business.

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Friday, June 26, 2015

Randi Glazer: Legal Consultant

Randi Glazer has consistently held executive level positions and developed business both domestically and internationally.  She has been a legal consultant for specialty property and inland marine in all phases of litigation.

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Randi Glazer specializes in many different aspects of specialty insurance such as surplus lines property, admitted and non-admitted property risks and programs, property package, excess property reinsurance, reinsurance programs and automatic facilities, admitted and non-admitted inland marine risks and programs, E & S property, E & S inland marine.

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Thursday, June 25, 2015

What Types of Insurance Startups Should Opt for: Randi Glazer

It is a fact that every business needs to be insured to protect the company from the unpredictable nature of life, and there are some types of insurance that are indispensable to virtually any business owner, including startups. Things won’t always go perfectly at your business, but Randi Glazer, expert insurance consultant with RM Global Risk Management, LLC. Shares a few types of insurance coverage that will help ensure a start-up is covered. Randi says liability insurance is something every business needs. A liability insurance policy provides you with both legal and financial assistance if you, one of your employees or one of your products are alleged to have caused bodily harm or property damage. Rates will depend on the activity at your startup. Premiums for a general liability policy can be expensive, but the costs of settling a legal matter without liability insurance can far exceed any premiums paid.

Randi suggests for most clients getting professional liability insurance or Errors and Omissions insurance. This type of insurance covers damages and legal defense stemming from improper rendering of professional services.

Randi Glazer also suggests start-ups obtain property insurance. It is important to remember that the property of your business also requires protection. If a start-up owns their own facilities or has valuable equipment that would affect the business if something should happen to it then property insurance is a worthwhile investment. Randi notes that a property insurance policy can protect your business from losses related to fire, theft, smoke damage and vandalism. Many business owners combine property insurance with business interruption insurance, which provides for the lost income stemming from the unavailable equipment.

Lastly, another key insurance policy every startup should look into is worker’s compensation. Randi Glazer notes that in many jurisdictions, it is the law to have worker’s compensation available. This type of insurance provides an employee with medical benefits and wage replacement if an injury occurs in the workplace. This also protects the employee from taking any legal action against the business. Any business with employees who earn a standard taxable wage must have a policy. Randi notes that penalties for non-compliance vary, but are generally severe.




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Wednesday, June 24, 2015

Randi Glazer: Reinsurance Specialist

Randi Glazer is a successful underwriter and insurance consultant specializing in all aspects of business insurance and reinsurance.   While a Vice President at Wellington Underwriting, Inc., Randi was a Property & Inland Marine Reinsurance Production Underwriter for excess of loss accounts pursuing individual risks and Reinsurance Program Business on an admitted and non-admitted basis.

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She helped launch the Company’s International Property Reinsurance Underwriting Team to underwrite HPR Property risks in Europe & Australia.  Randi also developed & implemented the Client Relationship Manager role focusing on top-line growth for National Clients.

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Monday, June 22, 2015

An Economics Degree Can Fit in Any Industry: Randi Glazer

Most people who obtain their Economics degree move into government agency positions, where they will spend their days analyzing things like inflation, unemployment rates, interest rates, and tax rates.

And most people who become economics majors do go on to these types of roles however, most prefer to do something different. The truth is, the mathematical and analytical skills that economics majors develop in school are extremely valuable in just about every workplace, making economics one of the most versatile majors out there.

Most economics majors find employment in the business and finance industries since economic laws and principles apply directly to these types of jobs. Those with economics degrees are able to forecast financial trends and consumer spending habits, which help an organization make smart financial, marketing, and product-related decisions.

Other areas that some graduates spend their careers studying such statistics as crime rates, mortality, marriage, divorce, and other types of demographic and behavioral data. This information can be used for many different purposes, including marketing efforts and urban planning.

Economics majors have a greater number of career options than graduates from most other programs. There are positions in virtually every industry that an economics major is more than qualified for.

Randi Glazer, a highly successful insurance consultant with her own consulting firm and knows how valuable a graduate with an Economics degree can be.  She graduated from State University of New York (SUNY) at Geneseo with a Bachelor’s in Economics.

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From there she obtained her MBA from American Inter Continental University and turned her hard work in her education into a lucrative career in insurance and underwriting.

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Thursday, June 18, 2015

Randi Glazer: Inland Marine Underwriting for Specialized Property

It is vital that property protection cover the greater part of the fundamental segments to your business.

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Contingent upon the sort of business, certain or specific protection may be required so as to have fitting scope. Inland Marine protection projects are generally known in the Construction and Transportation commercial enterprises. For first-party scope, an Inland Marine system will give a complete scope of items to cover all regions of the Construction and Transportation industry.

Randi Glazer, proprietor of RM Global Risk Management, LLC., is a specialist in inland marine protection. In the United States, inland marine protection repays misfortune to portable or particular sorts of property. Inland Marine began from sea marine protection. This class of protection incorporates specific property scope for development hardware, medicinal indicative gear, expressive arts, sunlight based boards and wind turbines, cameras and motion picture gear, musical instruments, and a wide mixed bag of different sorts of property.

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Randi Glazer: an experienced underwriter & successful insurance consultant

Randi Glazer is an experienced underwriter and successful insurance consultant who has worked for several different companies before starting her own insurance consulting firm.

She possesses those qualifications that make an underwriter standout such as a keen ability to analyze information and paying attention to detail. An underwriter must possess good judgment so they can make sound decisions.

It is imperative that underwriters have good communications and interpersonal skills which is also something Randi Glazer has.

This is because much of her responsibilities involved dealing with agents and other insurance professionals who may need help understanding the terms. Another key factor that makes Randi good at what she does, she is continually educating herself.

Even experienced underwriters need to continue to learn about the latest changes and trends within the industry to ensure they are staying within compliance.

As an insurance and underwriting expert, Randi Glazer is skilled in many different aspects of insurance.  Her specialties include surplus lines property, admitted property, non-admitted property, property package, excess property reinsurance, reinsurance programs and automatic facilities, specialty property risks and programs, admitted and non-admitted inland marine risks and programs, E & S Property, E & S inland marine, program business, program and portfolio management, client development, start-up operations, Lloyd’s syndicates, expert witness work, insurance and reinsurance consulting.

Randi Glazer has held many high-level positions throughout her career from Assistant Vice President to Underwriting Director.

Randi Glazer is a highly-trained insurance professional who has many years of experience in the industry. Her former role as Assistant Vice President of Hiscox USA, Inc, gave her the opportunity to showcase her expertise. She contributed to the development of th department’s Policy Forms and Endorsements.

She also assisted in creating marketing brochures.  Randi was responsible for Trademarking “super-flex” for use on policies issued that was trade marking the corporate policy name and pursued program opportunities through industry conferences. She also participated in monthly peer review audits confirming compliance with corporate guidelines.

She also has a specific management style that she feels is effective and helps her motivate her team to get the job done. Randi keeps herself accountable to her employees. She believes that employees input should be heard and valued.

Randi Glazer takes the approach to building trust from the bottom up with each of her employees. She also wants to give her team a voice and feels listening to their opinions helps her gain perspective.

She has a proven track record of effectively building profitable portfolios and programs in multiple industries and product lines for admitted and non-admitted businesses.

She felt it was necessary to take notes about what she thought other managers were doing incorrectly and made sure to keep those actions out of her own leadership style.




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Wednesday, June 17, 2015

Workers Compensation is Important :Randi Glazer

Any business owner who has employees under them knows how important worker’s compensation is.  Workers’ compensation is a form of insurance providing wage replacement and medical benefits to employees injured in the course of employment.

This in turn relinquishes the employee’s right to sue their employer for negligence.  Each plan differs among their respective jurisdictions and governments. Provisions can be made for weekly payments in place of wages, compensation for the past and future economic loss and reimbursement or payment of medical and like expenses which can function as a form of health insurance.

Workers compensation may also pay out benefits to the dependents of workers killed during employment functioning as a form of life insurance.  It is also important to note that general damage for pain and suffering, and punitive damages for employer negligence, are generally not available in workers’ compensation plans.  Workers compensation laws were first enacted in Europe with the United States following shortly thereafter.

Randi Glazer, an experienced insurance consultant, understands the need for workers compensation within businesses.  She has underwritten many policies and is an expert in her field.  She started her own insurance consulting firm, RM Global Management Risk, LLC. and specializes in all different aspects of insurance.

She has a proven track record creating profitable books of business across multiple industries/product lines for admitted and non-admitted carriers and managing large teams of staff.

Randi Glazer has held executive management positions for over 10 years.  She is skilled at developing effective policies and programs and streamlining internal processes to enhance overall productivity.

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How Successful People Deal with Stress Differently, Part 2:

Latest From Randi Glazer

Let’s continue with tips from successful entrepreneurs.

  1. Sevetri Wilson, CEO of Solid Ground Innovations says “Plan out your motivation so it’s there when you need it.”

Sevetri comments on the fact that she is single and thus finds that a source of daily inspiration is critical. She creates 30-90 day inspirational themes to help her through any day. She prefers to have a fixed, known, daily source of inspiration.

Sevetri recommends Strength for Every Moment by T.D. Jake, inspirational social media @drtiffanybrown and @joelosten, and participating in community projects.

  1. Jason Duff, founder and CEO of COMSTOR Outdoor, says, “Smile to boost your energy. It’s easy.”

Duff talks about a year of his life where he felt a loss of opportunities or reasons to smile. He lost a key mentor and his family members were dealing with health issues. After that year or personal experience with a lack of smiles, he firmly believes that smiling is the easiest, helpful thing anyone can do when life presents challenges.

Smiling has a positive effect on both the person smiling and those who see the smile. Smiles can even predict longevity! Smiles can also be a great indicator of how things are going. If you find yourself not smiling with others, it’s a reminder to check your gut or find ways to light that fire again.

  1. Aaron Steed, CEO of Meathead Movers agrees with Duff and advises, “Smile at the beginning of meetings.”

Aaron also believes that smiling is the simplest, easiest, and fastest way to deal with stress. He has actually asked his employees to hold him accountable for smiling. They are encouraged to call him out if they don’t see him smiling.  One study concluded that more than half the time, people smile back at a smile, spreading the wealth! When you’re in a meeting with a lot of people, your smile can be the catalyst for a positive feedback cycle because you will receive the smile when you see others smiling too.

These are definitely a few interesting tips to try.




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Monday, June 15, 2015

Randi Glazer: Trustworthy Insurance Consultant

Randi Glazer is a reliable and trustworthy insurance consultant and highly-trained underwriter.  After a full career in executive-level roles for several different insurance and underwriting firms, she started her own insurance consulting firm that provides services to the insurance and reinsurance industry.

She has been the legal consultant for specialty property and inland marine in all phases of litigation.  Randi Glazer is a dedicated and motivated professional with a diverse background in Underwriting, Marketing, Customer Service, Business Development, and Organizational Leadership.

Amongst other things, I possess years of successful experience consulting on multifaceted projects, developing effective policies and programs, and streamlining internal processes to enhance overall productivity.

I am also able to build and maintain positive and profitable relationships with a wide range of clients and key business partners, and I have been consistently recognized for outstanding contributions to the bottom line.

Randi Glazer has a proven track record creating profitable books of business across multiple industries/product lines for admitted and non-admitted carriers and managing large teams of staff.

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Friday, June 12, 2015

Productivity: Interview with David Allen, Part 2:

Let’s from last month’s blog post about David Allen’s advice on how to be sufficiently productive. We ended with Allen’s two-minute rule. His two-minute rule essentially states that if you can accomplish a task in under two minutes, do it right then! Do it right then instead of writing it down because it will take all of two minutes to write it down and then read it later. However, if you happen to remember something at 11pm at night, and it will take two minutes to send out an email, should you do it at that hour? No, that’s too late. New brain research shows that sending emails or checking your email an hour and half before you go to sleep will sub-optimize your brain’s ability to knit things together.

Are you supposed to be at you bosses beck and call no matter what time the email is sent? Not exactly. It takes some maturity and professionalism to understand and respect the boundaries between at work and not at work.

Another tip: empty your email every 24 to 48 hours. When your email box is stuffed, people enter scan mode an anxiously check their email often just in case they missed something. Can you imagine having an empty inbox?! What would that feel like?  The smaller your backlog of unprocessed stuff, the easier it is to deal with surprises or changes. If you are bothered by other stuff lying around, it will weigh on your psyche. Clean your desk; clear your inbox. Just try it!

And if you feel like you’re someone who is not bothered by this, they say if you try it, you will realize that it was similar to noise in a room that you don’t hear until someone shuts it off. Re-reading emails to re-decide things is a huge waste of cognitive energy.

Some don’t realize that they are addicted to stress. Now that is a crazy idea to process, isn’t it?

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How Successful People Deal with Stress Differently, Part 1:

Latest From Randi Glazer

People can have amazing days and then sometimes bad days too. For entrepreneurs, it’s often both at the same time. The day you win an award, you’re also struggling to meet payroll. The day you lose a big client, you may gain another big one.

A critical trait that separates successful entrepreneurs is the ability to receive setbacks while maintaining complete drive and motivation. However the ability to do this is a skill, which must be practiced.  Let’s see what some successful entrepreneurs have to say:

  1. Doug Conant, former CEO of Campbell Soup Company and founder/CEO of Conant Leadership says, “Give yourself compelling reasons not to quit.”

When in the storm of making a decision, Conant refers to his personal mission statement, which he has strategically placed near his desk so he can look at it when he needs. It is clear, thoughtful, and has the intention that guides his actions.

While Conant does not share his personal statement, he strongly encourages others to develop their own. Take the time to think about what is most important to you so that in moments of cloudiness, you can remind yourself of what matters most  to you.

  1. Benji Rabham, founder of AppointmentCore says, “Trigger a mindset reset with a little help from Youtube.”

Rabham likes to fit a few short Youtube clips into his day. The clips are usually brief and the only requirement is that they cause him to literally laugh out loud! He claims this is just enough time to take his mind off any bad news and reinstate his positive mindset. Rabham refers to them as his “dopamine breaks.” A Stanford research team found that funny cartoons activated a cluster of areas in the brain deeply involved in the regulation of dopamine, which actually positive impacts motivation and mood!




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Randi Glazer: Constructing from the Ground up

Randi Glazer has turned out to be a key contributor to any organization she joins. Randi was the Underwriting Director for International Specialty, Inc.

Where she was able to take her expertise and proven track record to build their book of business from the ground up. Randi oversaw all aspects of her MGA including establishment and implementation of Underwriting Guidelines, Declarations Page Design, Forms Development, Forms Approval and Issuance of all Quotes, Binders, Policies and Endorsements.

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She also was accountable for Profit & Loss results, Policy Issuance, Premium Billing and Collections, Policy Coding, overseeing of Audits, File Maintenance, Authority Distribution, Marketing Plans, Marketing Material, Risk Referrals, maintenance of all Business Logs and Facultative Reinsurance buying.

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Thursday, June 11, 2015

Randi Glazer was working as Underwriting Director

Randi Glazer is an experience insurance consultant.  She was the Underwriting Director for International Specialty, Inc.

where she produced and managed a book of surplus lines non-admitted specialty property and inland marine business consisting of a class I railroads, underground and above ground mining, builder’s risks, scheduled property floaters, installation floaters, contractor’s equipment, fine arts and ware houseman’s legal liability.

She oversaw all aspects of the Program, including establishment and implementation of Underwriting Guidelines, Declarations Page Design, Forms Development, Forms Approval and Issuance of all Quotes, Binders, Policies and Endorsements.

Randi Glazer was Accountable for Profit & Loss results, Policy Issuance, Premium Billing and Collections, Policy Coding, overseeing of Audits, File Maintenance, Authority Distribution, Marketing Plans, Marketing Material, Risk Referrals, maintenance of all Business Logs and Facultative Reinsurance buying.

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Randi Glazer: Expert Witness in Specialty Property

Randi Glazer has been an expert witness in all areas of specialty property and inland marine underwriting including form review and evaluation.

Randi has helped develop many company’s Inland Marine Policy Forms and Endorsements and has created marketing brochures along with trademarking corporate policy names.

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In addition to the specialty property and inland marine underwriting, as a consultant, she has helped construct business plans for retail and wholesale insurance brokerage firms.

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Monday, June 8, 2015

Randi Glazer Shared Wine Tasting Basics

Wine tasting is a popular hobby and learning how to taste wines is an adventure that will deepen your appreciation for both wines and winemakers. Wine tasting starts with your basic senses.  For Randi Glazer, who spends most of her time on her demanding and successful career as an insurance consultant, wine tasting is more than just a hobby.  She takes pleasure in the art and passes along some basics to help anyone who would like to get into wine tasting.

Randi notes that you can smell thousands of unique scents, however when it comes to your taste perception, our sense is limited to salty, sweet, sour and bitter. It is the combination of smell and taste that allows you to discern flavor.  So naturally, these two senses play a key role in wine tasting and discovering the flavors.  Another sense that is important to wine tasting is our sight.  Randi suggests looking at your wine and checking the color and clarity helps enhance the experience.  The best way to do this is to pour your wine into a wine glass. Then tilt the glass away from you and check out the color of the wine from the rim edges to the middle of the glass.  Sometimes it may help to have a white background by either using your napkin or possibly a white tablecloth.

As Randi Glazer previously mentions, smelling the wine is another key aspect to wine tasting. Our sense of smell is critical in properly analyzing a glass of wine. To get a good impression of your wine’s aroma, swirl your glass for a solid 10-12 seconds which Randi has learned helps vaporize some of the wine’s alcohol and release more of its natural aromas and then inhale deeply into your glass to gain a first impression. A wine’s aroma is an excellent indicator of its quality and unique characteristics. Swirl the wine and let the aromas mix and mingle, and sniff again.

Lastly, Randi says that tasting the wine is the most important step in wine tasting. She has learned that first you start with a small sip and let it roll around your mouth. Randi notes that there are three stages of taste, first is the attack phase, then the evolution phase and finally the finish.  While Randi Glazer is mostly working in her insurance consulting firm, she also takes time away from work to enjoy her favorite hobby.  Wine tasting has become a serious hobby and she takes every opportunity to learn as much as she can.

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Thursday, June 4, 2015

How to Get the Best Property Insurance Rates – Tips Shared by Randi Glazer

Property insurance is a key component to anyone who owns property, whether it is for a residential property, a business property or personal property.  It is important to be protected.  Randi Glazer, an experienced underwriter and insurance consultant, shares some tips on ensuring you obtain the best property insurance rates.  There are so many things to consider and to prepare for your insurance underwriter to be sure you get the best rate for your policy.

Randi Glazer suggests preparing key data such as spreadsheets, statements of value, and risk factors and provide this information to your underwriter. Randi feels that this helps to give the underwriter a better understanding of what risks you’re looking to insure, what your goals are and what you expect from the underwriter as far as setting the rates and determining level of risk.

When it comes to business property, Randi Glazer knows some key factors to establishing with the underwriter that will help them to find the best rate.  The more information you can give underwriters about any major risk factors the better.  Randi says to note the construction of your building or buildings.  Wood construction is obviously going to be rated differently that concrete construction. Also, it is helpful to describe your business operations.  Randi believes that explaining what your company does and how you’re different will help an underwriter to be excited to work on your account. You also should include contingency plans in the renewal package. The more prepared you are to manage a potential loss event, the better you look to an underwriter.

Randi knows that a big factor underwriters will always consider is catastrophe exposure.  Catastrophes such as earthquake, flood or windstorm are events that should be disclosed if you’ve had a loss history involving these.  Being transparent isn’t necessarily a bad thing as Randi feels it gives you an opportunity to talk about the things you’ve done to reduce chances that you’ll have future losses. Modeling companies like RMS take the data that was given to the underwriter, including your statement of values and crunches the numbers.

Randi says the more information underwriters can input, the better the results will be which is what will ultimately influence the rate you can expect to pay. The result of that number crunching influences the rate you can expect to pay for your coverage.  Randi Glazer has extensive experience in underwriting and insurance coverage.  She feels these tips can help to get the best rates possible for your property insurance needs.

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Tuesday, June 2, 2015

Randi Glazer: Why RMS CAT Modeling is Important

Underwriting insurance and creating programs is a detailed process. Using a model called catastrophe modeling, or sometimes referred to as CAT modeling, is the process of using computer-assisted calculations to estimate the losses that could be sustained due to a catastrophic event such as a hurricane or earthquake. Randi Glazer, a highly-experienced insurance consultant knows the importance of CAT modeling when dealing with a business. She notes that CAT modeling is most applicable to analyzing risks in the insurance industry. It goes in conjunction with actuarial science, engineering, meteorology, and seismology.

Randi Glazer says that some things to consider are natural and human catastrophes. Some natural catastrophes could be hurricanes, earthquakes, severe thunderstorms, wildfires or winter storms. Randi also notes some human catastrophes could be terrorism events or warfare causing a displacement crises.

Randi Glazer is most comfortable with the RMS CAT modeling. RMS models risk in roughly 100 countries that allow insurers, reinsurers, and other stakeholders to analyze the probability of loss from catastrophic events. Randi is well-trained in their models. They are continually updated with the latest scientific research and data. RMS CAT models and software help insurers, financial markets, corporations, and public agencies evaluate and manage catastrophe risks throughout the world.

Randi Glazer trusts the RMS models and their Software-as-Solution platforms. They help her to better understand and manage the risks of natural and human-made catastrophes. She has consistently used the RMS CAT modeling in several of her roles as an underwriter with different companies.




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Randi Glazer: How to be a Good Underwriter

Underwriting is a career that requires a lot of focus and concentration to be able to pay attention to the smallest details. There really is no formal education required to become an underwriter however many companies prefer candidates to have a bachelor's degree or professional designation. 

It may also be helpful to have some insurance related experience and strong computer skills. But because an underwriter’s role and responsibilities can vary depending on the company they work for, most of the knowledge required to be an underwriter is learned by hand on job training. Therefore, the majority of underwriters start their jobs as trainees.

Randi Glazer is an experienced underwriter who has worked for several different companies before starting her own insurance consulting firm.  Other qualifications that make an underwriter stand out are those who enjoy analyzing information and paying attention to detail. 

An underwriter must possess good judgment so they can make sound decisions. It is imperative that underwriters have good communications and interpersonal skills. 

This is because much of the underwriter's work involves dealing with agents and other insurance professionals who may need help understanding the terms. Another key factor that Randi feels will help to make an underwriter good at what they do is to continue their education. 

Even experienced underwriters need to continue to learn of the latest changes and trends within the industry to ensure they are staying within compliance.

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